Loan Against Property Interest rates starting at 9.00%* p.a.
- Quick & Easy Processing
- Nature of Collaterals Accepted
- Overdraft Facility Available
- T & C Apply*
Looking for a Loan Against Property?
Loan Against Property
Loan Against Property (LAP) lets you tap into your property's value by using it as collateral to secure funds. With benefits like low-interest rates and flexible repayment options, LAP can be a suitable financial solution. To qualify, lenders typically assess factors like property value, your income and credit score. Property is an asset that not only provides you with a roof over your head throughout its life but also acts as a savior in times of need. For example, a property owner who desperately needs cash, need not apply for expensive personal loans. Instead, s/he can use a loan against property (LAP) to tide over the monetary emergency. A loan against property is a unique instrument, to utilize the full monetary potential of one’s immovable asset while still holding its title.
Why Choose Our Home Loan Against Property?
Flexible Loan Amount
Borrow from ₹5 lakhs to
As Per Your Eligibility*
Competitive Interest Rates
Affordable rates tailored to suit your repayment capacity.
Quick Disbursal
Get funds within 24–48 hours of approval.
Easy Repayment
Choose a tenure between
1 year to 30 years*
Transparent Process
No hidden charges or fees.
24/7 Customer Support
Dedicated assistance for all your queries.
Loan Against Property Calculator
Personal Documents
1. Photographs – 4 Nos.
2. Pan Card & Aadhar Card
3. Residence Proof (Aadhar Card / Voter ID / Driving Licence / Passport)
4. Qualification Proof
5. Employment offer letter with latest CTC
6. Last 3 Months Pay Slips / Salary Certificate
7. Salary Credit Bank Statement for the last 6 months
8. Form-16 & ITR’s for the last 2 years
10. Other Loan details
Property Documents
1. Sale Agreement (if Purchase)
2. Sale Deed & Link Documents
3. Building Plan & Proceeding
4. EC upto date
5. House Tax Receipt
HOW IT WORKS
Apply Online
Submit your details for applying via simple form
Approval Process
Our team assesses your application & approves it quickly
Disbursement
Funds are transferred directly to your bank account
Any salaried or self-employed individual can apply for loan against property with Finvega as long as meet eligibility criteria.
If you are a salaried or a self-employed between the age of 25 years to 85 years, you are eligible.
Loan against Property is a secured loan in which you mortgage your property to a lender in exchange for a substantial sanction to cover your expenses.
